Retirement Watch Weekly
The Shrinking Stock Market
Every investor should read this interview. It’s with Marc Andreeson, a well-known private equity or venture capital investor, especially in technology. The interview largely is devoted to explaining why fewer companies are listing their stock on public stock exchanges (going public) and why they are doing so later in their growth cycles than before. It’s […]
Keys to Successful Downsizing in Retirement
Many people downsize at some point during their lives, and the process can be traumatic. In this article (subscription might be required) a geriatric psychiatrist lists what he believes are the three keys to successful downsizing. First, get one or more “navigators” in the form of independent-minded individuals who can help you make key decisions […]
IRAs and Asset Protection
The recent Supreme Court decision limiting the protection of inherited IRAs in bankruptcy may be broader than initially thought. IRAs have been protected in bankruptcy since the law was changed in 2005. But a court ruled that an inherited IRA is not a “retirement account” and isn’t protected under the provision. The Supreme Court recently […]
Choosing a Retirement Community
Continuing Care Retirement Communities (CCRC) are what many people think of as retirement communities. They provide a continuing level of care based on what you need at any time. They have independent living for those who can live on their own; assisted living for those who need some care; and nursing home facilities for those […]
Millenials and the Stock Market
The generation named Millenials appears to have different attitudes toward investing and the stock market than previous generations. This article technically is about “robo-advisors” or computer-assisted investing, but it contains a lot of information about how cautious Millennials are about the stock market and how they don’t trust traditional financial advisors. As a result, they […]
Top Investment Peeves
Cliff Asness of AQR Research and the mutual funds of the same name published an essay on his top 10 peeves, which are all investment and finance related. Actually there are more than 10, because several have multiple peeves within them. His explanations make some good points about investments, finance, and economics. “There is a […]
Understanding the 1929 and 2008 Stock Market Crashes
This is another long one from The Philosophical Economist, but it is worth the time. The basic argument is that people generally misunderstand why stocks declined so much in 1929 and also why they fell in 2008. The writer believes that it wasn’t valuations, and that’s an important lesson for today when many people point […]
Evaluating Estimates of Future Stock Market Returns
A number of analysts are estimating that investment returns over the next 10 years will be less than the long-term average, perhaps considerably less. They estimate annualized returns from stocks of 3% to 4% in many cases. Among the most prominent is John Hussman of the Hussman funds. This post pulls apart Hussman’s methodology and […]
