Insurance for Seniors
Retirement Watch highlights how to choose and manage insurance options courtesy of guru Bob Carlson
Found 64 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
Fact and Fiction About Gold IRAs
Gold closed at 40 record highs in 2024 and has kept rolling higher so far in 2025. My readers are no strangers to gold, because it’s been in most of my recommended portfolios continuously since August 2017. A big question for many people is how to own gold, because there are many options. You’ve probably […]
How to Cut Soaring Home and Auto Insurance Premiums
Media reports about inflation largely ignore expenses with some of the highest inflation rates. The focus has been on eggs, energy and other frequent expenses. But premiums for home and auto insurance multiplied over several years and show no sign of retreating. Most data indicate homeowner’s insurance premiums increased an average of about 20% per […]
An Answer to Today’s Long-Term Care Crisis
The cost of long-term care insurance (LTCI) is moving relentlessly higher. But the good news is the cost has declined for some LTCI policies with attractive features. LTCI has been on a wild ride for almost 20 years. After the financial crisis, many issuers of traditional LTCI left the market. Others stopped issuing new policies […]
The Asset Protection Gap Most People Need to Close
There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle. In general, people have the right amount of insurance for damages to their property, whether it is their homes, other real estate, vehicles, boats or other items. But people often underestimate their potential liabilities and carry far […]
SUBSCRIBE TO RETIREMENT WATCH SPOTLIGHT SERIES
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more.
New Estate Planning Strategy: How To Use Life Insurance To Pay Estate Taxes
Sometimes the traditional strategies to reduce estate taxes are not practical or appealing. It might be difficult to give away an asset in increments over the years to make tax-free gifts. Or you might want to retain control of your assets for life. There are a lot of reasons why someone might not want to […]
The Family Bank Life Insurance Strategy: Your Own Personal Retirement Bank
In last week’s edition of Retirement Watch Weekly, I introduced readers to the Family Bank Strategy. Today, we’ll answer some commonly asked questions about it, starting with… Who should consider the Family Bank Strategy? One good candidate is someone who is keeping money in conservative investments as a safety net or in case someone in […]
How to Create Your Own Personal Retirement Bank with Life Insurance
Have you heard of the “Secret 770 Account” and “The President’s Account?” Or maybe you’ve seen these: Banking on Yourself® or “Infinite Banking?” Or perhaps even these: “Becoming Your Own Banker,” “The Personal Bank,” or “The Retirement Miracle?” If you read financial publications, especially online, you almost certainly have come across some of these. You’ve […]
How to Shelter Your Estate Plan from Disasters – The Importance of Estate Planning Forms, Documents and Insurance
It can happen to any of us… It doesn’t have to be a historic outbreak, hurricane, flood, or wildfire. You could be at risk from a broken water pipe, a tree falling on your home, or some other event. Bottom line: You don’t want short-term events to cause a permanent reduction in your financial security. […]
