Retirement Watch Weekly
Establish Your Two-and-a-Half-Year Plan to Slash Taxes
Time is running out. You need to develop and execute a two-and-a-half year plan to avoid the major tax changes that are likely to come. The Tax Cuts and Jobs Act, enacted in 2017, reduced taxes significantly. But to comply with congressional budgeting law, many of the law’s provisions automatically expire at the end of […]
Your Financial Power of Attorney Might Need Upgrades
The financial power of attorney (POA) could be the most important document in your estate plan. Yet, many people don’t have one, and a high percentage of those with POAs have inadequate documents. Adverse results happen when you don’t have a POA or have a less-than-optimum document. The consequences can range from bills not being […]
Bob’s Journal for 6/1/23
Mutual Funds Still Lead the Pack Exchange-traded funds have grown rapidly since their inception, and they generate a lot more headlines than traditional open-end mutual funds, but mutual funds still dominate the market. At the end of 2022, U.S.-based open-end mutual funds held $22.1 trillion dollars. Exchange-traded funds (ETFs) held $6.5 trillion, according to the […]
More Ways To Increase Your After-Tax Investment Returns
Last week’s Retirement Watch Weekly covered ways to increase your after-tax investment returns. Let’s pick up where we left off. When your investment strategy says it’s time to sell an investment, don’t hold it for months hoping it will mature to a long-term capital gain. It might make sense to wait if it will mature […]
Bob’s Journal for 5/25/23
Bankruptcies Are Accumulating A few bankruptcies of big-name firms drew media attention in recent weeks. But the big names are only part of the growing number of bankruptcies. Indeed, bankruptcies were expected to increase after the Federal Reserve’s rapid tightening of the money supply began about a year ago. Once money becomes tight and interest […]
20 Retirement Secrets That Will Change All Your Plans in 2023
20 Retirement Secrets That Will Change All Your Plans in 2023
How To Increase Your After-Tax Investment Returns
The old adage is, “You can’t spend pre-tax returns.” After-tax returns are what count. Well, the tax rules on investments are in effect all year, but few people take advantage of that. Too many people don’t start thinking about investment taxes until near the end of the year, or even after the year is over. […]
Bob’s Journal for 5/18/23
Investor Returns Depend on Stock Buybacks Corporations repurchasing their own stock are a major factor in the markets and have been an important component of investment returns the last few decades. Since 1997, buybacks have exceeded cash dividends. They’re the dominant way businesses pay profits to investors, according to a recent study from S&P Dow […]
