Retirement Watch Weekly
Bob’s Journal for 1/13/22
Fast Changes in the Markets Investors typically expect the future to be much like the recent past. That hasn’t been the case so far in 2022. For most of 2021 (and even before that), growth and technology stocks were the big winners. That started to change late in the year but didn’t receive a lot […]
How To Make Your Home Equity a Retirement Asset
The residence usually is one of the most valuable assets retirees own. It also is one of the worst-managed assets. Few people realize the home can be used to increase retirement cash flow or know how to do so efficiently. In the past issues of Retirement Watch, we’ve gone over reverse mortgages and issues related […]
Bob’s Journal for 1/6/21
Some Notable Events That Grabbed My Attention This Week Welcome to the first Bob’s Journal of 2022. We had a busy year in 2021, and I expect more changes and volatility throughout 2022. I look forward to helping you improve your financial independence and security through all the changes. Don’t forget to listen to or […]
How Working Past Age 62 Can Change Your SS Benefits
Continuing to work after age 62 can affect your level of Social Security retirement benefits, whether you are receiving benefits or not. The effects are important, but few people understand them. Knowing how continuing to work affects benefits, and might not affect them, leads to better decisions about when to claim benefits and whether to […]
Bob’s Journal for 12/30/21
Highlighting a Holiday Conundrum From Thanksgiving through New Year’s Day most years, my wife, Elaine, and I like to spend time watching the classic holiday movies and specials. We enjoy watching a movie when we want to instead of when someone’s broadcasting it, so I used to record them and now mostly track which streaming […]
How Retirees Can Increase Lifetime Income by Five Figures
Maximizing Social Security retirement benefits is one of the more important actions a married couple can take. It’s also a goal many couples have difficulty achieving. Lifetime income can increase by 5 figures… tens of thousands of dollars, and even more, when Social Security benefits are claimed at the optimum time, or close to it. […]
Bob’s Journal for 12/23/21
Capture a 7.12% Risk-Free Yield I always warn people that there’s a lot of risk behind headlines such as the one above, but that’s not the case this time. You can capture a 7.12% yield, and it’s guaranteed by the U.S. government. The yield is available through April 2022. You can earn the high yield […]
How Working After 62 Can Change Your Social Security Benefits
Continuing to work after age 62 can affect your level of Social Security retirement benefits, whether you are receiving benefits or not. The effects are important, but few people understand them. Knowing how continuing to work affects benefits, and might not affect them, leads to better decisions about when to claim benefits and whether to […]
