Bob's Journal
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Bob’s Journal for 12/23/21
Capture a 7.12% Risk-Free Yield I always warn people that there’s a lot of risk behind headlines such as the one above, but that’s not the case this time. You can capture a 7.12% yield, and it’s guaranteed by the U.S. government. The yield is available through April 2022. You can earn the high yield […]
Bob’s Journal for 12/16/21
Some Notable Events That Grabbed My Attention This Week In case you missed it, consider listening to or viewing my recent appearance on Stan Haithcock’s (Stan the Annuity Man) “Fun with Annuities” podcast. Stan the Annuity Man and I discussed taxes, including proposed tax changes and how to reduce taxes on your retirement income. Click […]
Bob’s Journal for 12/9/21
Some Notable Events That Grabbed My Attention This Week I recently joined Stan Haithcock (Stan the Annuity Man) for another of his “Fun with Annuities” podcasts. We discussed taxes, including proposed tax changes and how to reduce taxes on your retirement income. Click here to have a listen or go to his YouTube channel to […]
Bob’s Journal for 12/2/21
Profit Margins Keep Soaring The major question for stock investors is: Can profit margins continue to increase faster than the economy? For most of the 2000s, profit margins of nonfinancial businesses have increased faster most quarters than the post-war average. Lately, they’ve increased faster than at any point since the early 1950s. Profit margins also have […]
Bob’s Journal for 11/25/21
House Approves ‘Build Back Better’ Bill With Retirement, Tax Changes The House of Representatives finally approved the much-discussed $2+ trillion-dollar spending package last week. Before you take any action, however, remember that the bill must be approved by the Senate. The Senate is likely to make changes. After that, either the House must approve the […]
Bob’s Journal For 11/18
Medicare Premiums Increase for 2022 Higher inflation and other factors are increasing the cost of Medicare, the Centers for Medicare and Medicaid (CMS) said last week when it released the inflation adjustments for 2022. The standard Medicare Part B monthly premium will increase to $170.10 in 2022 from $148.50 in 2021, a $21.60 increase. The […]
Bob’s Journal for 11/11/2021
Last Chance for ‘Mega Qualified Charitable Distribution’ Traditional IRA owners of any age have until December 31, 2021, to use what many advisors call the “Mega Qualified Charitable Distribution.” The strategy takes advantage of a law put in place during the early days of the COVID-19 pandemic that increased to 100% of adjusted gross income […]
Bob’s Journal for 11/4/21
Retirement, Estate Planning Strategies Safe from Change for Now, But for How Long? Key retirement and estate planning strategies are safe from being changed by Congress for at least a little while. Last week, after Congress failed to agree on details of the spending and tax proposals in the “Build Back Better” bill, President Biden […]
