Retirement Healthcare and Medicare
Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 324 Articles.
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Reducing Medicare Coverage
It’s no secret that everyone in Washington feels a need to reduce the cost of Medicare. What they disagree about is how to do it. The appointees of the administration, however, seem to agree on their preference. They want to reduce the care that is covered under the program. You’ve seen evidence over the last […]
Long Term Care Costs Rise, But at a Lower Rate
The cost of long-term care insurance rose again over the last year, but at a fairly moderate 4.4%, according to an annual MetLife survey. For a long time, the costs rose at 7% or more annually, well above the rate of inflation. In recent years the rate of increase has declined, but so has overall […]
Countering the Attack on Medicare
Once the Affordable Health Care Act of 2010 was enacted, government leaders began the push to reduce the cost of the program. Their main focus is to reduce care and treatment, claiming much of it is unnecessary and doesn’t provide benefits. But they might not be using the best analysis and studies to decide the […]
New Medicare Open Season Schedule in 2011
Medicare Open Enrollment is earlier this year. Medicare decreed that it will be Oct. 15 through December 7. The choice you make is effective January 1, 2012. During this period, people in traditional Medicare can choose a Medicare Advantage Plan, and those in Medicare Advantage can stay in their current plans, choose a new plan, […]
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Saving Money on Medicare Advantage
Many silver Americans don’t select the best Medicare Advantage plan for them. These plans offer broader benefits at a lower cost to the patient than traditional Medicare, on average. A study recently found that less than 10% of those searching for a Medicare Advantage Plan and 7% of those searching for a Part D prescription […]
Finding Help with Medicare Insurance Decisions
The season for Medicare decisions is almost upon us again. It’s a complicated program with a number of options, and many of you need some guidance and information to make the right decision for you. Medical expenses will be one of the highest expenses in retirement, so you want to get this right. Open enrollment […]
Forecasting Retirement Medical Expenses
The greatest fears of Americans approaching retirement are paying for medical expenses and outliving their money. Those concerns are related, because medical expenses are the largest unknown factor in retirement plans, one of the major expenses, and most people don’t have estimates of their retirement medical spending. For example, 40% of Americans have no idea […]
Slashing Medicare Costs, and Benefits
A little-noticed provision of the 2010 health care reform (Affordable Care Act) is the Independent Payment Advisory Board (IPAB). This will be a 15-member panel of experts appointed by the President without input or oversight from Congress. The IPAB would designate the appropriate levels of care and treatment. It’s expected that Medicare would follow the […]
