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Retirement Spending

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how-to-avoid-new-credit-card-traps

How to Avoid New Credit Card Traps

Always read those little booklets from your credit card company that describe changes in your card terms. I got quite a surprise when reading a recent one from Citibank, and millions of other cardholders across the country also received surprises. Unfortunately, many won’t learn of the new credit card traps until they learn how much […]

year-end-tax-savings

Strategies for Year-End Tax Savings

In the next few weeks you could add thousands of dollars to your net worth. Market volatility and new tax rules give you the best opportunity in years to reduce your income taxes with year-end moves. Here are some actions to consider between now and Dec. 31 to slash the amount you owe Uncle Sam. […]

Savings-from-tax-law

More Savings From The Latest Tax Law

In last month’s visit I gave you the main course from the buffett of changes in the latest tax law, enacted in July. There was a lot packed into that law, so here are a few side dishes you should know about. Roth IRAs. Most people are concerned with putting money into Roth IRAs or […]

estate planning

How to Use Your House to Increase Wealth

Many of you have achieved that ultimate financial goal of owning a home debt-free. As comforting as that is, it might not be the best financial move. Home equity can be a low risk way to increase your after-tax wealth, especially in this era of low cost, low interest rate, easy-to-get home equity loans. I’ve […]

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