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Americans have less and less confidence that they will be able to fund a comfortable retirement, according to the latest annual Retirement Confidence Survey by the Employee Benefit Research Institute. (See some media coverage here.) For many years, the survey indicated that Americans were very confident of having comfortable retirements but pointed out that most […]
Most of the financial media is filled with articles about how poorly prepared the Baby Boomers are prepared for retirement. Here’s a different take. It cites several studies that crunched the data and concluded that the early Baby Boomers are in pretty good shape. They had significant home equity before the housing crash (because they […]
When your business is doing well, one way to save taxes at the last minute is to set up a retirement plan and make a deductible contribution. Often you can make the contribution after the year is over. There is a wide array of retirement plan options available to the self-employed. The trick is to […]
Each generation in the U.S. has a higher standard of living than the previous generation. It isn’t always true from family to family, but as a nation that’s been the case. That trend is about to stop, according to a number of studies reviewed by The Washington Post. For many years there has been concern […]
That’s what we do at Retirement Watch. There are many myths about retirement that continue to permeate discussions and lead people down the wrong paths. Here are a couple of articles discussing some retirement myths. They won’t be much news to readers of Retirement Watch or my books (though I don’t receive any credit in […]
There are a lot of guides for the many caregivers out there. Unfortunately, in every family there’s at least one person who’s going to spend a lot of time caring for a parent or spouse who can’t fully care for himself or herself. Here’s a unique take on the subject. The link is to a […]
The bounceback from the financial crisis of 2008 and recovery in the stock markets hasn’t helped the confidence of many Americans about their retirements. In 2009 only one in four adults was “not confident” about being financially prepared for retirement. The number increased to four in 10 Americans being anxious about their retirements this year, […]
Most people say one of the things they’ll do in retirement is adopt healthier lifestyles. They’ll exercise more, eat better, and drink less alcohol. The truth too often is the opposite. A study of 38,000 retirees concluded that retirement often leads to a modest weigh gain. By modest weight gain, they mean two to four […]
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