Retirement Watch Weekly
Bob’s Journal (11/8/2018)
The markets tend to like midterm elections and divided governments, but this year could be different. So far, stock indices have had the best rally after midterm elections in over 30 years. Should we expect it to continue? Since 1946, after midterm elections, the S&P 500 averages a gain of 3.26% through the end of […]
50 Facts About Long-Term Care
Apparently November is Long-Term Care Awareness Month. To mark it, the Association for Long-Term Care Planning has published a list of “50 Long-Term Care Statistics Everyone Should Know.” I know that many people are misinformed about aspects of long-term care. This should be informative to most people. Our goal is to raise awareness to help […]
A Winning Year-End Stock Picking Strategy
You can select stocks by looking at fundamentals. Or you can look for tricks that help determine stocks. This article describes a strategy Merrill Lynch developed for year-end stock buying. It says to look for stocks being sold to harvest losses for year-end tax planning. Since 1986, stocks that fit the “tax-loss harvesting” criteria subsequently […]
How Working Longer Is Changing Retirement Strategies
More and more Americans remain in the work force after age 65. Some people need the money and don’t want to walk away from the salaries they’re making. Others aren’t ready to leave the structure and activity of the work place. Many people haven’t found other activities that will give meaning and purpose to their […]
Will Fed Officials Continue to Drive Stock Prices Lower?
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access. […]
How to Raise Emergency Retirement Cash
Retirees depend on their nest eggs for much of their cash. When money is needed, they plan to raise it from either income generated by the nest egg or sales of assets, such as mutual funds or stocks. And most people enter retirement with no other ways of raising cash. Selling more assets to raise cash incurs costs. One […]
Bitcoin’s 10th Anniversary
Most people only heard of bitcoin and other digital currencies in the last couple of years. But digital currencies (some call them cryptocurrencies) can be traced back 10 years, according to this article. I think digital currencies could have a substantial role some day, if a way is found to make their values relative to […]
Some Medicare Experiments
Medicare regularly tests different ways to provide and pay for care. It’s becoming more creative and inventive than in the past. This article describes a series of test programs underway around the country, including one that pays for basic life needs that aren’t directly related to health care. If they produce results, they could become […]
