Retirement Watch Weekly
Unconventional Investments in Your IRAs: Pros, Cons and Risks
IRAs are among today’s most misunderstood investments. For example, did you know there’s a “back-door” way to create a Roth IRA, even if your income exceeds the limit? (For more on that, visit last week’s story, here.) Today we’ll cover three more aspects of IRAs you may not have considered already… Unconventional Investments in IRAs […]
6 Estate Planning Strategies Affected by Interest Rate Changes
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access. […]
Higher Interest Rates Aren’t Slowing Borrowing
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access. […]
The Inevitability of Lower Stock Market Returns
To earn decent investment returns in the future, you’re going to have to diversify out of equities. The Philosophical Economist is back with a long article going into great detail to explain why most pension funds aren’t going to be able to achieve the 7.5% annual investment return that’s baked into their actuarial assumptions. Keep […]
More Income on Safe Money Short Term Investments
Interest rates on short-term investments quietly claimed the last few weeks, without any action by the Federal Reserve. The increases likely result from a combination of the new tax law and recent economic data. Whatever the cause, as these charts show, you can now earn income that looks generous (by recent standards) on safe treasury […]
401(k) Loans Liberalized in Latest Tax Law
Among the problems with loans from 401(k) accounts are that you traditionally had only 60 days to repay them after leaving an employer. Fail to repay, and you included the loan amount in gross income and paid a 10% penalty if you were under age 59 1/2. The latest tax law liberalized the terms for […]
Few Changes for Estate Planning, IRAs in New Tax Law
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or Estate Planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access. […]
The 2017 Tax Reform Law and Your Retirement Finances
Let’s start this issue with the important individual income tax changes you need to know in the Tax Cuts and Jobs Act of 2017, which was signed into law in late December. The estate planning and IRA changes are in another article in this issue. Most of the individual income tax changes are in effect […]
