Retirement Watch Weekly
Retirement Dangers: Adult Children – Closing the Bank of Mom & Dad
This article explores a new study that found high percentages of older Americans still provide significant, regular support to their adult children. It also points out that this can endanger the parents’ retirement and gives tips for avoiding the problems. Cell phone bills, followed by transportation, rent and utilities, tops the list of living expenses, […]
Elective Withdrawals from Traditional IRAs Q&A
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
Anti-Aging: About Those Brain Improvement Exercises
You’ve all seen ads for various products designed to “keep your brain young.” The goal is to avoid or postpone dementia, or at least the regular cognitive declines that affect people as they age. This article delves into the research and discusses the different findings. Some researchers say there is promise in the science. Others […]
Elective Withdrawals from Traditional IRAs
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
Avoid U.S. Investments? The 4 Drivers of Stock Market Returns and their Current Viability
Two prominent investment firms are arguing that this good be a good time for U.S. investors to sharply curtail or eliminate U.S. stocks and bonds from their portfolios. They see a lot of risk from U.S. investments. They also see better value and higher growth prospects in many overseas assets. Read Research Affiliates thoughts here […]
IRA Investment Types and Transactions: Q&A
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
Should Seniors Spend More? Are Retirees too Afraid of Running out of Money?
A number of financial advisors have a complaint about their clients that isn’t in line with widely-held beliefs. These advisors believe their clients aren’t spending enough. The clients have saved and invested well, yet they spend as though they were starting out in life. The advisors believe these seniors are depriving themselves. BlackRock recently completed […]
What’s the Best Option for a Spouse Inheriting an IRA?
As we discussed last week, the rules for a spouse inheriting an IRA are murky, at best. The best option? That usually depends primarily on the spouse’s age. Here’s why. When the surviving spouse is under age 59½, the 10% penalty on early distributions applies to any money taken from a spousal rollover IRA. Remember that […]
