Retirement Watch Weekly
Bob’s Journal for 8/22
What’s the Yield on Your ‘Cash Sweep’ Account? At least five major financial services firms have been sued for allegedly taking advantage of their clients by paying low yields on cash sweep accounts. The SEC is investigating the cash sweep policies at two of those firms. Cash sweep accounts were a major innovation a few […]
Bob’s Journal for 8/15
Today’s Market and the Tech Stock Bubble of 2000 There are similarities between the stock indexes in 2024 and in the 2000 technology stock bubble. How close are the similarities, and are there key differences? There’s no doubt that in 2024 investors have been enthusiastic about the stocks of a few large growth companies (primarily […]
15+ Tax Strategies That Will Survive the Election – No Matter Who Wins
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 8/8
A Global Market Readjustment Began in Japan Investors don’t like to be surprised, and they were hit with several surprises in the last week or so. Substantial changes in asset prices followed. The major surprise was a new policy by the Bank of Japan. The Asian country had the top-performing stock market in 2023. Plus, […]
What Younger Generations Need to Know About Social Security and Medicare
Young adults in the United States have been skeptical about Social Security at least since the days when I was one of them. Today’s younger generations are no different, and that’s affecting their retirement planning. About 47% of non-retirees believe Social Security won’t pay them any retirement benefits, according to a 2023 Gallup survey reported […]
The Fed Faces a New Dilemma
For the first time in years, the Federal Reserve faces twin risks and must decide which it wants to avoid more. Inflation was a very low risk for many years before it surged in 2022. It has been inching lower but remains above the Fed’s target. Inflation has been sticky because of solid economic growth, […]
The Asset Protection Gap Most People Need to Close
There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle. In general, people have the right amount of insurance for damages to their property, whether it is their homes, other real estate, vehicles, boats or other items. But people often underestimate their potential liabilities and carry far […]
The Little-Known Stealth Tax That Bites Retirees and Near-Retirees
There’s a Stealth Tax that retirees and near-retirees often don’t know about until they inadvertently trigger it, costing them a lot of taxes that often could have been avoided or reduced. Many taxpayers who pay this Stealth Tax aren’t subject to it every year. Instead, a change in their finances activates the tax. Often, they […]
