Retirement Watch Weekly
As Boomers Downsize, Kids Don’t Want Their Heirlooms
A time-honored tradition is for older generations to pass some of their household goods and personal effects to younger generations. The tradition is drawing to a close in many families, according to this article. It says the Boomers are downsizing to smaller homes and asking which of their effects tehir children and grandchildren. They’re learning […]
Teach Your Grandchildren About Money – Financial Literacy
A new survey found that 15 year olds all over the world don’t know much about money and finance. Most teenagesr are financially illiterate and aren’t prepared to manage their own money when they start to earn some. Students at the lowest level of financial literacy “cannot even recognize the value of a simple budget […]
A Sampling of Investment Advice from Buffett, Dalio, and Others
The author of this post put together some advice and thoughts from successful people he admires, including Warren Buffett, Bill Gates, Charlie Munger, Ray Dalio, and others. Dalio starts with a rational analysis of the information he has and from that he forms a hypothesis. He then exposes that hypothesis to thoughtful people with alternative […]
Sell in May and Go Away?
Investors who followed the old adage to sell in May and buy again in November missed some nice gains in the last month. The S&P 500 rose 1.40% for the month of May and is up 8.62% for the year to date. The Dow Jones Industrial Average returned 0.71% for the month and 7.41% so […]
Why Some People Fear Retirement
Finances aren’t the only reason some people fear retirement. According to this article, people who have no financial worries don’t want to retire because they’ll miss many aspects of their work. They’ll miss the social contact, the structure, and having people come to them for decisions and advice. Higher-level employees and business owners will miss […]
Investing and Political Uncertainty
How do you invest in a time of high political uncertainty and volatility? We had to deal with that issue several times in the recent past, and most investors handled it the wrong way. After months of very low volatility and what I’ve been calling complacency, investors had a wake-up call last week. A special […]
Managing Today’s Overlooked Risks
Investors and markets have been calm and steady for a while. That’s generating some profits but means some risks are being overlooked or downplayed. The U.S. economy continues to grow. The low first-quarter gross domestic product (GDP) growth didn’t reflect the real state of the economy. The bulk of the data reported during the quarter […]
Managing Your Taxable Accounts for Maximum After-Tax Returns
Too many investors wait until late in the year to maximize after-tax investment returns. That costs them a lot of money. Later this year, most financial publications and websites will run articles on “year end tax planning for investors.” The problem is you should be mulling these strategies all year. Every time you consider a […]
