Retirement Watch Weekly
December 2015
December 28, 2015 11:30 a.m. Your Retirement Finance Week in Review I hope you had a Merry Christmas season and are looking forward to a happy New Year. We didn’t issue a review last week because of the holiday-shortened week. This week’s activities also will be truncated. So I’m issuing this review in the middle […]
The New Social Security Claiming Rules
Congress snuck a major change to Social Security benefits claiming strategies in the latest budget, known as the Bipartisan Budget Act of 2015. The change is likely to cost retirees who would have planned carefully tens of thousands of dollars over their lifetimes. The loss is about $50,000 per couple, according to a Bloomberg.com estimate. […]
There’s At Least One Estate Planning Mistake In Every Family
Estate Planning professionals hear the stories all the time. They know they will hear them almost every time they meet with a new client. In the meetings, the estate plannning professional can see the signs in the hesitation and increased discomfort of the clients. The fact is, almost every family has at least one. There’s […]
Retirees Saved from Sharp Medicare Premium Increases
You might have seen reports over the summer and fall that Medicare premiums for about 30% of beneficiaries would increase 50% or more in 2016. No one has to worry about such substantial increases now, though they will pay the increases over time. The potential increases were due to some quirks in the interplay between […]
IRA Mistakes to Avoid in 2016
The new year is almost here. Let’s en-sure it is off to a good start. Your IRAs probably are your most valuable assets or will be after you rollover a 401(k) to one. We review the most frequent and expensive mistakes people make with IRAs. Study them now and resolve not to do them in […]
Considering a Move for Retirement
We’re in the time of year when many people think seriously about moving in retirement. Cold weather seems to make a few more people decide that since they no longer are tied to a particular area for a job or business, they shouldn’t have to put up with weather they don’t like. The harsh winters […]
November 2015
November 25, 2015 12:00 p.m. Your Retirement Finance Week in Review I hope each of you has a great Thanksgiving holiday. The markets will have a short week, and all the data for the week has been issued. So, I’m sending this week’s review early. The Data A week’s worth of data was packed into […]
New Uses of Reverse Mortgages
Proper use of a reverse mortgage can extend the life of your wealth. Changes were made in reverse mortgages in 2013. The changes allow new strategies, and recent research revealed a few creative ways to use them. Today’s low interest rates also create an opportunity that will disappear when rates rise. Many of you should […]
