Retirement Watch Weekly
How To Save on Your Medicare Premiums in 2023
Your Medicare premiums are likely to decline in 2023. The average premium for a prescription drug policy under Part D of Medicare will decline by about 1.8%, to $31.50 from $32.08 in 2022, according to the Centers for Medicare and Medicaid Services (CMS). But this is only the average premium. There are dozens of Part […]
Bob’s Journal for 11/17/22
The Bubbles Keep Popping The Fed’s easy monetary policy since 2009, and especially during 2020 and 2021, inflated many bubbles. A few of those bubbles have burst, but there likely are more to come. Last week’s rapid demise of the global digital currency exchange FTX was the latest instance. We’ve had rolling blowups since the […]
Spouses and Social Security: Resolving the Confusion About Spousal and Survivor’s Benefits
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 11/10/2022
The 9.62% Yield on I-Bonds Is Gone. They Might Be a Better Buy Now There was a rush to buy inflation-protected savings bonds (I-bonds) before the Oct. 28 deadline to lock in the 9.62% rate. Those who waited might be better off in the long term. The new rate on I-bonds is 6.89%. The rate […]
Bob’s Journal for 11/3/22
Social Security Benefits Will Increase 8.7% for 2023; Don’t Let That Change Your Strategy Because of the high inflation over the last 12 months, the 2023 cost of living adjustment (COLA) for Social Security benefits will be 8.7%, meaning benefits in 2023 will be 8.7% higher than in 2022. Don’t let that change your strategy […]
The Fed Continues to Tighten, and Markets Stagger
Do you believe Federal Reserve officials will do what they say? If you do, expect interest rates to rise higher and economic growth to continue declining. Fed officials say they’re determined to restore their anti-inflation credibility and bring the 12-month inflation rate much closer to their 2% to 2.5% target. The Fed leaders admit accomplishing […]
Medicare Premiums Reduced for 2023
Your Medicare premiums are likely to decline in 2023. In 2023, the average premi- um for a prescription drug policy under Part D of Medicare will decline by about 1.8%, to $31.50 from $32.08 in 2022, according to the Centers for Medicare and Medicaid Services (CMS). But this is only the average premium. There are […]
How Can Grandparents and Great-Grandparents Help Their Families?
More and more grandparents and great-grand- parents are the primary caregivers and source of support for their grandchildren and great-grand- children. The latest data indicate that 8% of grandparents, or 7.7 million, have grandchildren living with them. There are many reasons grandparents assume full responsibility for grand- children. The grandchild’s parents might have died. The […]
