Insurance for Seniors
Retirement Watch highlights how to choose and manage insurance options courtesy of guru Bob Carlson
Found 64 Articles.
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Slashing Costs While Protecting Your Property
The most neglected part of personal finance could be property and casualty insurance. It’s a close contest with disability insurance. Most people either overpay or are underinsured for homeowner’s and auto insurance. Some do both. If you’re like most people, you probably don’t have enough coverage for liability, complete loss of your home, and damage […]
Adding Life Insurance Trusts to Your Estate Planning Strategy
Life insurance used to be a standard part of almost every Estate Planning Strategy. In recent years, insurance moved to the back burner or completely off the menu of many estate planning strategies. A recent article in The Wall Street Journal pointed out that the very wealthy make up the bulk of current permanent life […]
Buying Life Insurance & Long Term Care Insurance Together
Consumers are finding ways to protect their wealth from long-term care expenses without buying long-term care insurance (LTCI). Consumers seeking these alternatives, however, need to know some details to ensure they buy the best coverage for them. LTCI sales should be booming. The big Baby Boomer generation is in the prime years for buying LTCI. […]
Estimating the Cost of Long-Term Care
The cost of long-term care is a mystery to many Americans. They hear the cost is high, and occasionally they hear quotes of national averages of the cost. But that does not help an individual plan for the cost or decide whether to buy long-term care insurance or how much to buy. A valuable tool […]
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Evaluating Investment Life Insurance
The bear market in traditional assets has investors in search of different ways to invest their savings. One strategy investors are trying, if sales figures are an indication, is to invest through life insurance policies. Investment life insurance is nothing new. It was widely-used from after World War II through the 1980s. As the stock […]
New Plan for Unneeded Life Insurance
Don’t dispose of an unneeded permanent life insurance policy just yet. In 2010 there will be a new way to take advantage of these policies that you might find more profitable. A permanent life insurance policy, such as whole life or universal life, might be surplus when the reason for buying it changed. Perhaps you […]
Is Premium Term Life Insurance Worth the Cost?
Life insurance companies developed many bells and whistles to make their products more attractive to buyers. The buyers have to determine if these features are worth their additional cost. One frequent objection from potential purchasers of term life insurance is that the coverage might not be used. The policy owner could pay premiums for decades, […]
How Life Insurance has Turned Into a Valuable Hidden Asset
Most people do not use of all their assets. In fact, many people have assets they unaware of that could be exploited to better achieve their financial and personal goals. In this visit you are going to learn how recent changes have turned life insurance and insurability into very valuable hidden assets for some people. […]
