Personal & Property Insurance
Found 10 Articles.
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Fact and Fiction About Gold IRAs
Gold closed at 40 record highs in 2024 and has kept rolling higher so far in 2025. My readers are no strangers to gold, because it’s been in most of my recommended portfolios continuously since August 2017. A big question for many people is how to own gold, because there are many options. You’ve probably […]
How to Cut Soaring Home and Auto Insurance Premiums
Media reports about inflation largely ignore expenses with some of the highest inflation rates. The focus has been on eggs, energy and other frequent expenses. But premiums for home and auto insurance multiplied over several years and show no sign of retreating. Most data indicate homeowner’s insurance premiums increased an average of about 20% per […]
Setting Up Your Financial Protection Plan – Insurance
Hurricane Katrina has a lot of people thinking about their insurance for homes, autos, belongings, and personal liability. Most people have a lot of their insurance wrong. They have coverage gaps or are paying too much. Don’t wait until you need the coverage to discover there is a problem. Review your insurance every year or […]
Your Personal Backup Plan
A natural disaster destroys more than property. It also destroys financial records and other important documents. Many evacuees from Katrina say that they cannot even prove who they are, because they lost driver’s licenses, passports, birth certificates, and other identification in the hurricane and its aftermath. The traditional advice is to preserve important documents in […]
How to Protect Your Home from Extreme Weather
Hurricanes swept the east coast, giving many residents an education in homeowners’ insurance. You should get used to it. Weather forecasters say we probably are in a cyclical period of increased hurricanes and other extreme weather. Every homeowner should know the extent, and limits, of coverage for damage from extreme weather. What is covered? Insurance […]
New Rules of Homeowners’ Insurance
Homeowner’s insurance no longer is a modest expense to be taken for granted. Without monitoring and management, premiums will climb and coverage could be lost. About 2.5 million homeowners lost coverage or had substantial premium increases in the past two years, according to a survey. Reasons for the change are legion. Insurers suffered big investment […]
Are Multibenefit Policies Worth the Cost?
Insurers have had trouble selling long-term health care insurance policies. To boost sales, they created multiple benefit policies. Let’s take a look at them. Insurers face a dilemma. During most of the average person’s life, he is more likely to become disabled or in need of long-term care than to die prematurely. Yet, fewer people […]
Changes in Homeowner’s Insurance
Natural disasters and terrorism affect more people than realize it. One way almost all of us are paying for these events is through homeowner’s insurance. Those who don’t learn about recent changes and adapt to them risk paying more for insurance. More importantly, many homeowners are now unwittingly underinsured. Problems for insurers started with Hurricane […]
