Retirement Spending
Found 156 Articles.
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Phone-Based Scams Directed at Seniors Soaring
Telephone scams targeting seniors are soaring, largely because technology makes the scams easier and cheaper to operate. The scams mostly are variations of the classics. The technology, however, allows crooks to be more prolific and make the scams appear more legitimate. Two types of technology have become cheaper and more readily available to crooks. Voice-over-Internet-Protocol […]
Saving Money in the Changing Auto Market
Transportation is one of the largest expenses for most seniors, as I pointed out in our May 2016 issue. Major changes are underway in the U.S. auto market. Consumers who know about them and adopt the right strategies will reduce their transportation costs. Others will be caught in the sea change and increase the percentage […]
The Key, Overlooked Retirement Spending Expense
A major retirement expense is overlooked or downplayed in most retirement planning. It is one of the largest expenses in the budgets of those 65 and older, yet it is taken for granted by both individuals and many financial professionals. Transportation accounts for 16% of annual spending by Americans 65 and older, according to the […]
Closing the Door to Your Greatest Fraud Risk
The recent headlines about the theft of tens of millions of personal information from health insurer Anthem shouldn’t have been a surprise, and it is the type of action you should expect to hear about regularly. Your greatest risk of being scammed or having your identity stolen might be one you don’t suspect. The big […]
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Retirement Spending Model
Bob Carlson of Retirement Watch has developed a Microsoft Excel spreadsheet that enables individuals to develop a custom model of their retirement spending. You will need Microsoft Word to read the instruction sheet and Microsoft Excel to work with the spreadsheet. Click on the links below to download the appropriate files. Retirement Spending Spreadsheet Instructions […]
Senior Discounts
A few years ago in the boom years I wrote that senior discounts at many businesses were becoming a thing of the past. As Baby Boomers aged they weren’t shopping around, and businesses didn’t feel a need to offer the traditional silver hair deals. They were phasing them out or significantly limiting them. The financial […]
Building a Firewall from Abuse and Scams
You can take steps now to protect yourself from financial abuse and scams in the future. Older Americans are the most likely targets and victims of these acts. Preparation is necessary to avoid losing wealth and dignity to the perpetrators. The crooks look for vulnerable people. By the time you’re vulnerable, it’s often too late […]
Strategies for Spending Your Nest Egg
The missing link in many retirement plans is the withdraw-al, distribution, or spending strategy. Accumulating for retirement is the easy part, and many people enter retirement with what seem to be adequate resources. Yet, a high percentage of Americans die owning their home equity and little more. Most rely heavily on Social Security to fund […]
