Retirement Watch Weekly
Straight Talk About Long-Term Care
Some of the greatest fears about retirement concern long- term care (LTC). Many people worry the need for LTC will deplete their nest eggs and reduce or eliminate the leg- acy left for loved ones. Though they worry about LTC, many people don’t want to talk about it, much less plan for it. One of […]
What the SECURE Act, New IRS Regs Mean for Spouses Who Inherit IRAs
Surviving spouses need to know the special options and opportunities they have when inheriting IRAs, 401(k)s and similar retirement accounts so they’ll maxi- mize the after-tax value of the accounts. Retirement accounts often are among the most valuable assets in- herited. Making the wrong decision with an inherited retirement account can trigger thousands of dollars […]
What Spouses Need to Know About Portability of the Estate Tax Exemption
Many people have heard that the “portabili- ty” rule essen- tially doubles the lifetime estate and gift tax exemption for married couples, but most people don’t know important details about how the rule works. Before portability was created in 2010, the lifetime estate and gift tax exemption was a use-it-or-lose-it benefit. When one spouse’s estate […]
The Checklist of Estate Planning Essentials
Improving the estate plan is a top concern for more people these days for several good reasons. The pandemic showed many peo- ple that delaying estate planning isn’t a good idea. The aging of the Baby Boomers naturally increases the number of people who know it is time to button down their plans. Also, various […]
Bob’s Journal for 5/19/22
Capture Safe 9.62% Yield Now The best deal in the investment world continues to be Series I Savings Bonds issued by the U.S. Treasury (known as I bonds). A new I bond purchased today will carry a yield of 9.62%. You can buy I bonds at this rate through October 22, 2022. The bonds carry […]
The Estate Plan Questions Your Spouse & Children Must Be Able To Answer
Most estate plan failures aren’t due to flaws in the documents or the strategies. A high percentage of plans fall short of their goals, and it’s often because the people implementing them didn’t have all the information they needed. You see, an estate plan covers more than the property you leave to others. It covers […]
How to Avoid the Major Causes of Retirement Failure: The Six Steps You Must Take
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 5/12/22
The ‘Fed Put’ Has Expired For many years, investors believed in the “Fed Put” and profited from that belief. Investors need a new strategy. Since early 2009, the Fed relied on the wealth effect to support the economy. If prices of assets such as stocks and homes were high and rising, heads of households seemed […]
