Retirement Watch Weekly
Inflation is Deeper and Broader Than Many Believe A close look at last week’s report on the Consumer Price Index (CPI) indicates inflation is well-embedded in the economy and will take some time and effort to reduce. Market prices, especially the breakeven inflation rate on Treasury bonds, indicate most investors believe inflation will be tamed […]
How to Minimize Your Tax Return’s Most Important Number in Retirement
It’s the most important number on your federal income tax return. You can find it on line 11 of the first page of Form 1040 for 2021. The number I’m referring to is your adjusted gross income (AGI). In your retirement years, AGI is more important than for most other taxpayers. Before retiring, taxable income […]
The Complete Retirement Income Toolbox: Choosing the Right Tools for Maximum Security & Income
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 7/14/22
Buyers of ESG Funds Should Beware Environmental, social and corporate governance (ESG) stocks and funds are one of the hottest trends in investing. But as with most investment trends of the past, investors should look past the hype to the facts. To some people, the “S” stands for sustainability. An ESG investor buys stocks of […]
A Little-Known Way To Supercharge Your IRA
Many people could achieve a couple of retirement finance goals by adding a qualified longevity annuity contract (QLAC) to their IRAs. Even if you never buy one, you should look at QLACs and know their advantages and disadvantages. (Qualified longevity annuity contracts were created in regulations issued by the IRS in 2014.) They’re an IRS-approved […]
Bob’s Journal for 7/7/22
Mark your calendar now and join us for Eagle Financial’s FREE Online Trading Event: “How the World’s Most Trusted Experts are Trading the Second Half of 2022.” (July 27, from Noon to 5 p.m. Eastern). The event is 100% FREE, and you’ll get to hear firsthand how our five Expert Analysts (plus one special guest) […]
The ‘Widow’s Penalty Tax’ and How to Avoid It [Part 2]
It’s one of the “Stealth Taxes” no one talks about, and it comes at an emotionally vulnerable time. I’m referring to the “widow’s penalty tax.” Last week we discussed the first three potential hits to the surviving spouse: Income is likely to decline. Second, the surviving spouse is pushed into a higher tax bracket. A […]
We’re in the Peaking Process
Which will break first: inflation, the economy or the Federal Reserve? Futures mar- kets show that investors believe infla- tion is peaking and soon will return to pre-2021 levels. Investors believe the Fed won’t have to tighten much more, there won’t be a recession, and interest rates will be lower in a year or two […]
