Retirement Watch Weekly
The Net Unrealized Appreciation (NUA) Tax Strategy
Employees who own company stock or other securities in their retirement plans should review their options before taking any distributions or doing rollovers. There’s a substantial tax break available to many of these workers. The tax break is known as net unrealized appreciation, or NUA. It’s very valuable when you know the tricks and follow […]
Bob’s Journal for 4/28/22
Analyzing Housing Market and Rising Interest Rates U.S. home prices hit a record in March, according to the National Association of Realtors. The median price for an existing home rose by 15% in March to $375,300. But sales of homes were lower than 12 months earlier, and there are strong headwinds for the housing market. […]
Why Your Retirement Portfolio Needs Inflation Hedges
Are we about to face another period of stagflation like the one in the 1970s? Before Russia invaded Ukraine, the economy already was facing a series of supply and demand shocks that pushed inflation to its highest levels in 40 years. The invasion has caused new supply shocks, reducing global supplies of oil, natural gas, […]
Bob’s Journal for 4/21/22
Interest Rates on Safe Investments Soar Market interest rates are rising. That’s bad for bonds but good for safety-first investments. While the headlines focus on big losses in bonds, they rarely point out that the yields available to conservative investors are higher than they’ve been in years. Stan the Annuity Man Haithcock points out that […]
How To Create Your ‘Digital Estate Plan’
In last week’s edition of Retirement Watch Weekly, I explained why your estate plan should include digital assets. In part 2, below, I share some pro tips on how to go digital in your plan. A surprise to many people is they don’t own most of the books, music, movies and more that were “purchased” […]
New Rules for Inheriting IRAs: Updated for the SECURE Act of 2019 and the February 2022 Proposed Regulations
In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. […]
Bob’s Journal for 4/14/22
‘Great Resignation’ Reversing Course The latest data indicate many of those who retired early in 2020 and 2021 are returning to the workforce. About 2.6 million Americans retired earlier than expected from February 2020 through October 2021, according to estimates from a Federal Reserve economist. Economists assumed many left the work force because they had […]
Digital Assets: Why They’re So Important for Your Estate Plan
How long does it take to administer an estate? There’s no simple answer to that. Yet few things these days do more to increase the cost of and delay the time it takes to administer an estate… …Than leaving an electronic mess for the executor and heirs to clean up. And that’s exactly what many […]
