Found 80 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
Most investment strategies aren’t based on long-term data or good theory. They work only at certain times. But those promoting the theories often don’t understand the limits and don’t convey the limits to the rest of investors. That’s why a good rule of thumb is that an investment strategy will stop working as soon as […]
I regularly encourage Retirement Watch readers to fight their intuition when making personal finance decisions. The actions that people are most comfortable with and that are instinctive often are bad decisions. I know that from seeing the decisions people make and from conducting detailed, independent research before making a recommendation in the newsletter or web […]
There are many ways to manage your money during retirement. Only a few of them work. One that I’ve recommended for some time and that seems to work for some of my readers is known as “the buckets strartegy.” You can read about it in some detail here, but here’s a summary. You divide your […]
A widely-promoted investment strategy is to follow what famous and successful investors are doing. There even are some academic studies indicating the strategy can work. Most of these investors don’t tell us what they’re doing while they’re doing it. But a large number of them are required to file reports with the SEC that show […]

Quality has been the place to be during this great unwinding, and it still is the best place for your capital. The trick is to distinguish real quality from apparent quality. In addition, even some quality assets have faced significant price declines during the last year. A key to success in this environment is patience. […]

Investors aren’t making too many mistakes these days. That means we have to search harder to find profitable investment ideas with a margin of safety. The most frequent mistake investors make is to misprice investments. In the typical investment cycle, investors buy whatever has been rising. This pushes the price of that asset to an […]

We are low risk investors here at Retirement Watch. Carefully assess the risks and avoid the big losses is a big part of my investment philosophy. The gains will take care of themselves because of the long-term growth trends in the economy and the markets. That is why instead of searching for the next investment […]

The markets across the board have had corrections. The first quarter of 2005 was the worst quarter in two years for the S&P 500. Investors’ problems for the quarter did not end with the big company stocks that make up that index. My database of mutual funds and exchange-traded funds showed negative returns in March […]
Log In
Forgot Password
Search