Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 896 Articles.
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Income Tax Planning in Retirement, Real Estate Investing

TopReasons for Buying Real Estate for College

Publication: Retirement Watch Weekly

The room at college doesn’t have to be an expense. It can be a tax break, with the potential for income and capital gains. It also might be a way for parents or grandparents to acquire a retirement home or second home. You can get these benefits by purchasing a place for your grandchild or […]

Cash Management, Retirement Spending

Biggest Retirement Mistake

Publication: Retirement Watch Weekly

Americans approaching Retirement remain mistaken about key aspects of retirement. Becauase of this, they risk going into their nonworking years with inadequate resources. Retirement could be full of surprises for a number of Baby Boomers. An annual survey by the Employee Benefits Research Institute shows many Americans are confident about their retirement years. In the […]

Portfolios

How to Make Your Portfolio Last Forever

Publication: Retirement Watch Weekly

Managing your assets as you roll into retirement is a lot different than it used to be. Or at least it should be. The days of rolling all your assets into bonds or CDs are over. Traditional retirement or financial plans make a number of simple assumptions. At retirement, the plans assume the retiree will […]

529 College Saving Plans

529 Plans Equalized, Estate Planning Should Adjust Accordingly

Publication: Retirement Watch Weekly

The recent deficit reduction law gave a boost to 529 prepaid college plans. There are two types of 529 plans: prepaid plans and savings plans. Under prepaid plans, the state guarantees that tuition and fees are covered by an amount determined today, even if inflation or investment returns are different from what was anticipated. The […]

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Cash Management, Mortgages and Debt, Using Home Equity in Retirement

Should Retirees Pay Off Their Mortgage?

Publication: Retirement Watch Weekly

Not long ago a key part of every retirement plan was paying off the mortgage. I’m told that a popular ritual was the mortgage-burning party, though I have never been to one. Now, it seems that fewer retirees consider paying down the mortgage to be important. To the contrary, maintaining a substantial mortgage frequently is […]

Income Tax Planning in Retirement, Investing IRAs, Retirement Investing

How to Put Investments in the Right Places?

Publication: Retirement Watch Weekly

With today’s tricky tax law, the account in which you hold an asset can be as important as which assets you own. Unfortunately, too little attention is paid to the issue of which accounts should hold which investments. Most of us have more than one type of investment account: 401(k)s, traditional IRAs, Roth IRAs, taxable […]

Cash Management, Retirement Spending, Social Security

What Longer Life Expectancy Means For Your Money

Publication: Retirement Watch Weekly

Americans are living longer. Financial professionals and government officials realized this some years ago and have been studying what that means. Many individuals, however, are not aware of the significant changes in longevity and what it means for their finances. Longer Life Expectancy means longer retirements. Men who are 65 today will live on average […]

Stocks

Pockets of Opportunity in the Stock Market

Publication: Retirement Watch Weekly

The trends that boosted our portfolios ahead of the indexes this year are likely to last another quarter or more. As more and more investors notice our returns and invest with us, it will become time to move into other investments. We aren’t at that point yet, but I’m already drawing up a short list […]