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Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 896 Articles.
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Increasing Cash by Automating Your Finances

May 1, 2012

Many people are overwhelmed by the financial options and decisions they face. That’s clear from both the feedback I receive from people and studies I read. When people are overwhelmed and uncertain, they procrastinate. We need to prevent procrastination in financial matters. It’s too expensive. One of my goals is to simplify your financial life. […]

May 2012

May 1, 2012

May 25, 2012 04:45 p.m. Your Retirement Finance Week in Review These weekly messages don’t often draw attention to a lot of economic data from outside the U.S. But this week was a major one for global economic data. The first conclusion from the data is that Europe continues to deteriorate. We already knew that […]

The Next Financial Crisis

April 24, 2012

One group of analysts believes the Fed is doing the right thing by dramatically increasing its balance sheet and keeping interest rates low. Others believe the moves are creating a new set of problems. They compare the recent actions to those that caused the housing and debt bubbles in the last century. A good analysis […]

Causes of the Financial Crisis Summarized

April 17, 2012

There’s an ongoing debate among politically-motivated people about the causes of the bubble and ensuing financial crisis. I’ve long believed that the best summary and explanation is this brief e-book from Russell Roberts of the Mercatus Center. Roberts, being an economist, focuses on incentives. He talks about how various public policies gave people the wrong […]

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Stocks Aren’t for the Long Run

April 11, 2012

Professor Robert Shiller of “irrational exuberance” fame is back making headlines, this time in an interview with Money magazine. Another of Shiller’s innovations is the Shiller P/E ratio. Instead of using forecasts of next year’s earnings, Shiller suggests using normalized earnings, which he defines as basically an average of the last 10 year’s earnings. That […]

Is a Target Date Fund for You?

April 10, 2012

The growing trend among mutual fund families and especially in 401(k) plans is the target date fund (TDF). These are asset allocation funds that assume the investors will reach retirement age at a certain year, hence the name Target Date. There’s an ongoing debate over whether the funds are good for investors. The idea is […]

Good Strategy or a Contrarian Signal?

April 2, 2012

Large corporate pension funds have more of their portfolios invested in bonds than in equities for the first time in over a decade, according to pension consulting firm Milliman. Like individual investors, the pension funds don’t like what they see in stocks. There’s a lot of volatility and downside risk, and the positive potential isn’t […]

April 2012

April 1, 2012

April 27, 2012 04:20 p.m. Your Retirement Finance Week in Review Big decisions soon need to be made by policymakers and investors. As I’ve said the last few weeks, a wave of economic and market forces are coming together and forming a critical mass that’s creating a lot of stress on the system. It’s not […]

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