Retirement Watch Weekly
The Risks of Using Investment Algorithms
The latest trend is to use algorithms to make as many decisions as possible. This article discusses the downsides of this approach, using Ray Dalio and Bridgewater Associates as examples. The article says algorithms aren’t as scientific and bias-free as their proponents would have use believe. I saw the ease with which seemingly pure data […]
Which States Are the “New Best” Retirement Tax Havens?
Taxes, especially when all types of taxes are added together, are one of the largest expenses of most retirees. State and local taxes are a big portion of the taxes paid, and many people don’t realize the total they’re paying in all those taxes. Of course, some states are considered high-tax states and others are […]
The Markets Since the Election
Last week marked the first year since the presidential election, so let’s look at what markets have done since Election Day. Of course, you know that U.S. stock indexes are sharply higher than a year ago. The major indexes each returned more than 20%, but the increase isn’t across the board for all indices. The […]
IRA Quick Reference Guide Offers Tips for Contributing to Roth IRAs
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
The Biggest Retirement Fear of Most Americans
It’s the biggest retirement fear of most Americans, and it makes or breaks most retirement plans. But you don’t have to worry about long-term care expenses depleting your nest egg or taking your legacy from your family. After viewing the latest seminar in the Retirement Watch Spotlight Series, you’ll avoid the mistakes and misunderstandings that […]
After Tax Contributions to Traditional IRA
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
6 Gifting Tips for Your Estate Planning
Fact: people make mistakes in their gift giving. It’s not surprising. The rules on Estate Planning gifts are tricky. By learning the tricks, though, you can increase the after-tax wealth available to you and your loved ones. Reducing federal estate taxes no longer is the main motivation most of us have for making gifts, because […]
Inside the Confidence Numbers
Consumer confidence and sentiment are extremely positive. Let’s take a look behind the headline numbers. If you’ve been following these reports regularly, you’ve seen the steady increases in Consumer Sentiment, as reported by the University of Michigan and Consumer Confidence as reported by The Conference Board. While both numbers have increased, the Consumer Confidence numbers […]
