Retirement Watch Weekly
An Overview of Estate Settlement for Executors, Trustees, and Beneficiaries
After someone dies, an executor is in charge of the estate. There are a lot of steps involved in the estate settlement process. This article gives an overview of the many steps involved with tips on how to handle them. Sometimes, an executor may not even be needed. The most obvious reason being if an […]
Retirement Strategies that Might Not Work
This article examines three retirement investment and distribution strategies that are very popular and often recommended on web site. It finds that all fall short of retirement security at key times and don’t measure up to the results delivered by a balanced asset portfolio, what I call True Diversification. The popular stock portfolio would have […]
Estate Planning Strategy: How to Transfer Real Estate to Family, Heirs and Beneficiaries
Some assets require special Estate Planning. One such asset is what I sometimes call heirloom real estate, or family real estate. This is a property that’s been in the family for a while and that you’d like to continue in family ownership. Heirloom real estate includes vacation homes or other second homes, farms, a longtime […]
What are Basic Points about the Deductibility of Traditional IRA Contributions?
https://www.retirementwatch.com/IRAs-quick-reference-guide-q/ Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide. […]
Deductibility of Traditional IRA Contributions on Federal Tax Return
The Investment Company Institute (ICI) reported in June 2017 that total US retirement assets exceeded $26 trillion and accounted for 34% of all household financial assets as of March 31, 2017. The largest share of these retirements assets – 31% or $8.17 trillion – was allocated into Individual Retirement Accounts (IRAs). This is the first […]
The Dow vs. the Rest of the Market
The Dow Jones Industrial Average (DJIA) quietly shot past all the other benchmarks in October, and no one expected that. The DJIA is the benchmark most quoted by the media, but it takes a lot of abuse from academics and financial professionals. The DJIA reflects the limits of technology at the time it was created […]
IRAs: A Quick Reference Guide Q & A
The Investment Company Institute (ICI) reported in June 2017 that total US retirement assets exceeded $26 trillion and accounted for 34% of all household financial assets as of March 31, 2017. The largest share of these retirements assets – 31% or $8.17 trillion – was allocated into Individual Retirement Accounts (IRAs). This is the first […]
Avoiding Guardianship
Your estate plan needs to designate who will handle your affairs when you aren’t able to. Ideally, you’ll begin transitioning things to this agent (or agents) before you really need the help. That’s because the alternative often is that someone you don’t know petitions a court to be appointed your guardian. States have different rules […]
