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Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 896 Articles.
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How to Beat Other Investors

October 22, 2013

For a number of years, institutional investors have been cheerleaders for what is known as the “Yale model” of investing. Generally, this involves choosing asset classes other than basic stocks and bonds and also changing that allocation periodically to reflect changes in markets and the economy. The latest research, however, indicates that the Yale model […]

Misinformation on Investment Diversification

October 11, 2013

Most investors believe they are diversified. They are told to diversify by the financial services industry. I’ve argued for many years that the traditional diversification peddled by the financial services industry isn’t real diversification, putting investors at more risk than they believe they are taking. From time to time Wall Street admits that people really […]

Why Investors Reach for Yield

October 2, 2013

Recent market events challenge some traditional economic theory. When the Fed keeps interest rates low, that isn’t supposed to cause real long-term rates to rise. But it often does. The reason appears to be that investors need to seek higher yields to compensate for the low rates engineered by the Fed. Here’s a speech to […]

Why Gold Prices Should Decline

September 13, 2013

The price of gold moves with supply and demand. There aren’t many fundamentals, because industrial demand for gold tends to be steady while demand from investors and households fluctuates. India and China tend to be big household buyers of gold, and expanding middle classes in those countries were given credit by some analysts for the […]

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September 2013

September 1, 2013

September 27, 2013 06:30 p.m. Your Retirement Finance Week in Review You can look for interest rates to decline in coming months. Most investors and analyst concluded from the Fed’s taper talk in May and June that interest rates were on an endless upward rise. Markets pushed rates substantially higher. The Fed didn’t have to […]

What’s Happened to Emerging Markets?

August 29, 2013

Not long ago emerging economies and their stock and bond markets were darlings of the investment world. The countries sank a lot at the beginning of the financial crisis, but they bounced back much more quickly. They didn’t have the debt overhangs and other problems of the developed world. They maintained reasonable policies in the […]

How the Wealthy Have Changed Their Investing Strategies

August 6, 2013

The financial crisis of 2008 had a long-term effect on America’s wealthy. Though they’ve recovered nicely from the crisis thanks to government policies that help them the most, many were on edge during the crisis. They realized they had too much debt, too many illiquid assets, and not enough cash. They’ve been reversing those trends […]

August 2013

August 1, 2013

August 30, 2013 05:15 p.m. Your Retirement Finance Week in Review The week started with the big news being about potential military action against Syria. The increased potential for an action moved markets. But as the week went on, the data started to move markets. The most recent data is weaker than the lagging data, […]

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