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Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 896 Articles.
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End of the Traditional Balanced Portfolio

April 25, 2013

Longtime readers know I’ve never been a fan of the traditional balanced portfolio, which generally is 60% stocks, 40% bonds. People have some variations, but there isn’t much practical difference. Among the problems with the traditional portfolio is that it really isn’t diversified. About 90% of the portfolio’s risk, volatility, and returns are tied to […]

The Slide in Emerging Market Stocks

April 23, 2013

World stock markets generally moved together since 2009. Since late 2012, however, emerging market stocks diverged from U.S. stocks. U.S. and other developed market stocks generally rose, while emerging market stocks declined. One reason for that is China’s economy slowed, and some fear it will slow further. But there’s more, says Sober Look. The blog […]

Where is Cash Being Invested?

April 23, 2013

Early in the year I reported to Retirement Watch readers that cash balances were extremely high. Many people and businesses made moves late in 2012 to avoid higher taxes they suspected could take effect in 2013. The moves generated a lot of cash from asset sales, special dividends, and the like. Money market funds and […]

Against Hedge Fund Investing

April 22, 2013

I recommend to Retirement Watch readers that a portion of their investment capital be in a long-term buy-and-hold portfolio that I call her “hedge fund” portfolio. This is a collection of mutual funds that use strategies similar to those used by the best hedge funds. The portfoio has done very well for us. But that […]

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Some Sound Thoughts on Gold

April 16, 2013

Gold’s been tumbling for some time and took big slides Friday and today. What’s the story behind the decline? There are some stories about Cyprus and other countries with economic problems being forced to sell their gold supplies in order to bailout their financial systems. There also are stories of leveraged investors such as hedge […]

Some Tips for Investing in Collectibles

April 9, 2013

When the economy isn’t doing well and people are worried about inflation, collectibles get a lot more attention. People are told that the collectibles are great investments, holding their value against inflation and conventional financial markets. But you need to be very careful before venturing into collectibles. My first rule is that a collectible shouldn’t […]

The Back Story of the Flash Crash

April 8, 2013

You remember the flash crash. That’s the day in May 2010 when the Dow suddenly declined about 1000 points. The Washington Post recently ran an excerpt from a book that describes how the world’s central bankers acted behind the scenes during that period. The headline says it was “Three days that saved the world financial […]

April 2013

April 1, 2013

April 26, 2013 04:30 p.m. Your Retirement Finance Week in Review Is the government going to confiscate your retirement account or other financial accounts? Recent news stories brought that fear front and center for many Americans. First, there was the news that Cyprus enacted a “bail-in”. Bank account holders effectively had a percentage of their […]

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